Questions to Ask When Choosing an Insurance Provider

1) Which industries do you specialize?

2) Are you a broker or do you work directly for an insurance company?

3) What are the major risks you see in my business?

4) Can you quote me a rate for my business?

5) What can I do to my business contracts to further cover my risks?

6) Is there anything additional I can do to reduce risks and my rate?

7) What happens to my rate if I raise my deductible?

8) When will insurance be effective?

9) Will my insurance cover me if I am found negligent?

10) Do I receive a discount if I purchase all of my insurance through you?

11) Are there any types of insurance that you would recommend for my business that you do not offer?

12) If I need to make changes to my insurance, who will I be speaking with?

13) If I need to make claims on my insurance, who will walk me through the process?