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How to Set up a Business Merchant Account

Business merchant accounts enable you to accept all major credit cards. If you are a small business and want to start accepting electronic payment, you’ll need to work with a third party to set up your small business merchant account. The third party should be able to provide you with secured processing network to be assured that all your credit sales funds are accessible to your bank account quickly and safe for your customers to use.

Small business merchant accounts are managed by a third party and usually require a small investment to get started. The financial institution or bank will need to conduct research before setting up an account. To speed up the process before you start searching for a merchant account business that can manage the process moving forward, prepare your credit history, financial stability and business plan beforehand.