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Types of Business Merchant Services

Business merchant services allow companies to accept gift cards, credit cards, debit cards, electronic checks, and other types of payments. Small business merchant service providers, also known as ISOs (Independent Sales Organizations), handle processing these transactions. Small business merchant services might outsource some of the services such as technical support to a larger ISO and most ISOs outsource the processing to a larger company.

Some types of merchant services businesses can consider include point of sale systems, ecommerce solutions for businesses that sell goods or services over the internet, and anti-fraud measures. Business merchant services providers typically help minimize the risk of fraud because they bear the risk of chargebacks.