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The insider scope of the credit card processing business

Credit card processing businesses make money off of each transaction for their services. Some companies charge a high rate, others a lower rate, but be careful for those small business credit card processing companies that advertise a low rate. With these companies, read the fine lines of each agreement in case there are hidden fees. Business credit card processing also charges a flat rate for reporting and management of your account typically charged monthly.

In addition to the percentage rate on each transaction and the flat monthly rate, credit card processing for business vendors may include additional fees so that the company makes a profit. Sometimes, the credit card processing company works with third parties to help with fraud issues and will charge you the fee to use that service.

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