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Best Practices when working with a credit card processing provider

Credit card processing providers are necessary for your business. However, you need to consider what is promised in your agreement is fulfilled as well as take the necessary steps for your account to run smoothly.

Make sure you identify the specific merchant type for your business and set up each merchant ID if you have different accounts. Either on your website, or in your store, publish your refund policy and the credit card processing authorization form. It is important for your customers to see your terms so your business can avoid refund transactions. Also, you might think you have the best credit card processing month when you do a high volume in credit card sales; however, you must notify your merchant account of this so they don’t place a hold due to unusual activity.

Lastly, make sure the credit card receipt only prints the last four or five numbers so you will not be subject to credit card fraud.