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Rates for credit card transaction service

The rate for each credit card transaction authorization depends on the way the credit card is processed and whether or not it is an online credit card transaction, or retail credit card transaction. Before you research credit card transaction companies, determine if you will do more transactions online or at your physical retail store. If your small business plans to do more ecommerce credit card transactions it is called a MOTO account and charges differently than a “retail” account. When the card is not present (online, phone, credit-card keyed terminal), the credit card transaction services verify using different technologies. Make sure you determine which type is important for your business before inquiring about rates.