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Ecommerce credit card processing and should you do it?

As a small business owner, it is possible to accept credit cards on your website without actually having a merchant account; however, the turnaround is slow because these third party merchants run the virtual credit card processing transactions in batches. If that doesn’t matter to you, there are credit card processing systems that work like PayPal. The e commerce credit card processing through sites like PayPal can charge higher rates or make your business seem small because it doesn’t offer web-based credit card processing.