Online Merchant Account Price Quotes

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Resource Nation has leveraged our relationship with Experian, a global leader of information services, to assist in the prescreening of each vendor in our network. The prescreening process helps to reduce the risk of working with a questionable company and allows buyers to view detailed background information on each of the vendors in our network.

As vendors join Resource Nation's network, a search is done to identify the vendor in Experian's database. If a report is available, Experian® is simply verifying that the business was in good standing with its state business filing at the time the report was run. Vendors that have a full Experian report available will say "prescreened" next to the contact information with a link to the Experian report.

The Experian report may include the following information:

  • Verify state business filings: Includes business entity type and registered address for the business


  • Verify the years in business/established: Years in business are calculated from the time the report was last generated by Experian


  • Search for aliases: The Experian reports provide registered DBAs for the business


  • Search for judgments: The Experian reports provide a list of registered judgments for the business


  • Search for bankruptcies or liens: The Experian reports provide a list of bankruptcies and liens on the business


  • Identify verification: (reverse phone lookup) An attempt is made to match the phone number provided by the vendor to the phone number on the Experian report or to match the number to the business that registered to join Resource Nation's network.*


  • Company revenue and number of employees: This data is not available for all businesses


  • Company collection and credit review


  • Resource Nation attempts to prescreen every vendor in our network, however, not all vendors may have a report available (E.g. a new sole proprietor may not yet have a report available.)

    Even after viewing a full report, it is recommended that buyer conduct their own due diligence before selecting a vendor.

    Resource Nation uses Experian as an independent third party to provide information on each of the vendors in our network (or to mark that a report is not available). Experian may not have all state filing information. Please check with the appropriate government agency for up to date information. While Resource Nation may view the additional information in the report and in some cases may exclude a vendor from its network, Resource Nation is not representing that the information in the Experian reports would qualify the vendor to perform the services requested by the buyer. Through the links provided by Resource Nation, buyers are able to purchase the full Experian report for $8/report or $29.92/report and perform their own due diligence to make a judgment on their own. Buyers agree not to rely solely on the Experian Reports or Resource Nation's pre-screening process when choosing a vendor and therefore hold harmless and release Resource Nation for any such claims.

    * In some cases the vendor's business phone number cannot be verified to match the number on a credit report. Purchasers are encouraged to purchase the full Experian report to perform their own background checks and identify verification.

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    An overview of online merchant services

    In a time where carrying cash is an obsolete pastime, shoppers are using credit cards as their only mode of purchasing goods and services. Credit card processing systems are an imperative investment to anyone conducting business on the Internet with an online merchant account. A guaranteed payment gateway can be transferred into your account with little effort, making both sides of the transaction happy. With online business popularity booming, it was only a matter of time before business owners decided to accept credit cards online. Credit card ecommerce merchant account choices include your bank, an established credit card company, international merchant account company, or a registered credit card broker. Qualifying for a merchant account includes a background and credit history check.

    When considering an ecommerce merchant account company, take into account customer referrals, Better Business Bureau ratings, knowledge of their products and services and other information necessary to processing credit cards online.

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