Credit Card Machines Price Guide
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Understanding a Payment Gateway
Payment gateways are services that authorize credit card payments. If you have an e-commerce website with which you sell products, you probably have established a payment gateway account. Payment gateway accounts allow the process of purchasing a product to take place. A merchant payment gateway will encrypt all information that is sent over the Internet, such as a credit card number, in order to make sure all information is secure.
Essentially, a merchant account payment gateway takes all information about an order that is taken online to purchase a product and sends it to the appropriate processor or bank in order for a payment to take place. This entire process happens in a matter of seconds, and authorization of the entire transactions will usually take several days.