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How does phone credit card processing work

If you are a small business and want to take credit card payments over the telephone, there are companies that provide cell phone credit card processing and telephone credit card processing that can help.

Mail order telephone order is where your customers are not physically present at the time of the purchase, but you are still able to process the purchase through mobile credit card processing. When you do this, you should verify the credit card number, expiration date and security code with the person over the phone either through an automated service or live consultant. You can then either enter the information on your ecommerce site, or process it manually.

Paypal has a virtual terminal service allowing customers to enter the details over the phone so it acts as a credit card processing phone. Wireless credit card processing is typically less secure than over the internet though.