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Buyer Guide to Errors & Omissions Insurance

In a world where lawsuits seem more the norm these days, having the right errors and omissions program on your company’s side takes on added significance.

From companies like AIG (34% of the E&O financial market) to Lloyd’s (10% of the financial market), countless well-known insurers offer this insurance product as do smaller companies.
Errors & omissions insurance for insurance agents and other professionals like ranging from real estate agents and brokers to doctors and school administrators offer protection against potentially damaging lawsuits. An error or omission, a mistake, which causes financial harm to another, can take place on almost any transaction in any profession.
 
Errors and omissions insurance assists in protecting a professional, an individual or a company, from being hit with the entire expense of defense for lawsuits tied to an error or omission in providing covered professional services. This is a separate coverage from a standard general liability or property insurance policy.

Chart: Advisen.com

 

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